Why I Don’t Plan On Becoming A Extreme Couponer - Sis


As a mother I tend to do most of the grocery shopping. This is one of our families largest expenses. It’s always a balance between buying quality ingredients and affordable products. But I also feel like that there is a crazy world of extreme couponing that us moms have to deal with. Everyone wants to see their bill go from $100 to $15. I have googled more then once how to start the process. Everytime it never seems to click, or I just can’t figure it out. Kimberly Palmer, the author of the book, Smart Mom Rich Mom, How to Build Wealth While raising a Family, explains perfectly how I feel was about couponing, “we have to break out of this restrictive couponing mind-set and think bigger- much bigger. Think about how to be a skilled shopper every day and not just a discount chaser on the weekends. Think about negotiating ongoing bills and monthly expenses, instead of getting distracted by one time purchases that aren’t that expensive anyways.” This just hit home to me, like many things in life, there is a bigger picture!!

 It is my job as an adult member of this family to contribute to our financial success. The pressure we get as parents in every area can be exhausting. Couponing is just another way for corporate America to promote their products. It takes you back to the mainstream again. There are other, smarter ways to spend your time.

 As it has been said many times over again, it’s a marathon not a sprint. As a family we try to buy store brand household items where the cost stays consistent. We try not to waste products and get the full use out of them. This has become part of our family routine. Trying to do product searches for coupons or even worse buying things just because you have the coupon will not save you enough in the end. Lifestyle changes are what is going to make the difference in our family.

 I am sure extreme couponing has helped a lot of families. I am just not one of them. It brings me no joy and I feel like my time can be used in better was to help my family financially.

Comments

Post a Comment

Popular posts from this blog

FU vs FEveryone Money - Bro

The concept of FU* money is nothing new . The general idea is that you have enough money that you can tell someone (like a co-worker, boss, or bosses boss) FU and still be okay financially. Recently I stumbled across the concept of FEveryone money. FU money and FEveryone money might sound similar but the magnitude is different. FEveryone money is FU money taken to the next level. FU money is almost the same thing as an emergency fund. In a way it is an emergency fund on steroids. This money gives you room to speak your mind. If for some reason you need to quit your job FU money allows you to say “FU”. Eventually you will need to figure something out but you have the breathing room to figure things out. As your FU money grows the number of options you have grows. Starting out you might need to find a similar job a few months after saying FU. As your FU powers grow you might need to still get a similar job but a year or two after saying FU. Eventually your FU cushion might grow to the
Read more

Why I FI - Bro

Image
My wife and I were out with some friends when the topic of FIRE came up. We are open with these friends and we informed them that we hope to be FI in 5 years or less. You could almost see their minds blow. They simply could not wrap their head around the fact it was possible much less why you would want to be FI. (It did not help matters that I referred to it as retiring early instead of financially independent) After this conversation it got me thinking about why I want to be FI. The first and foremost reason for FI is the security. My job is our family’s only source of income. If for some reason I lose my job then my family needs something they can fall back on. As our investments grow they become the equivalent of someone working full time at Colorado’s minimum wage*. Instead of being a one income family we are now a two income family with the second income is continually growing. The second reason for FI is optionality. Having a large amount of savings simply allows us to
Read more

Surviving VS Thriving - Sis

Image
We are all trying to survive, everyone is just trying to do the best they can. I don’t want to only survive though, I want to thrive. I want to live a life of passion and purpose. I want to have more good days than bad. Simple changes and one’s mindset can help promote a life of thriving. Thankful Happiness Reactive Ingenuitive Value Educated … like what I did there!  Thankful : I wake up every morning trying to be thankful. Some mornings are harder than others but before I get out of bed I try to think of one thing I am thankful for. It helps set my mindset positively and shows gratitude to the things around me. To thrive in life you need three bones. A wishbone, a backbone and a funny bone. -Reba McEntire Happiness: Turn that frown upside down. You alone can only create your own happiness. Choose a life filled with joys, as small or big as they may be. Learn to deal with and conquer challenges and find happiness in all areas of life. My mission
Read more